Banks and Their Customers
by OpenStories
Original author: Henry Warren
"Banks and Their Customers" by Henry Warren is a practical guide written in the early 20th century. The book aims to educate customers about banking, providing insights into the relationship between banks and their clients, as well as practical advice on managing banking accounts from the customers' perspective. It addresses the intricacies of banking practices while facilitating a better understanding for laypeople. The beginning of the work introduces the concept of banking evolution, discussing the historical context of money lending and the transition to joint-stock banking. Warren pinpoints key events and figures that shaped the banking landscape, detailing how various forms of banking emerged from Jewish money-lending practices and evolved through societal changes in England. He emphasizes the importance of understanding one’s banking institution, how to select a banker, and the implications of banking decisions, setting the stage for a deeper exploration of topics such as cheque handling, loans, interest rates, and customer rights that are likely to be elaborated in subsequent chapters.
Banks and Their Customers, by Henry Warren. Republished by OpenStories from Project Gutenberg eBook #60436.
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- 14chapters
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14 Chapters
- 1.Introduction: By a London Banker440 words
- 2.Chapter I: Banking Evolution2,769 words
- 3.Chapter II: On the Choice of a Banker1,286 words
- 4.Chapter III: The Cheque and Its Various Crossings4,383 words
- 5.Chapter IV: Credit-Account Customers1,612 words
- 6.Chapter V: Deposit-Receipt Customers3,906 words
- 7.Chapter VI: The Bank Rate in Relation to Bankers’ Charges1,554 words
- 8.Chapter VII: Loans and Advances in London1,763 words
- 9.Chapter VIII: Overdrafts in the Country3,602 words
- 10.Chapter IX: How to Check Bankers’ Charges3,623 words
- 11.Chapter X: Bills, Coupons, Foreign Drafts, Etc1,875 words
- 12.Chapter XI: Unclaimed Balances1,648 words
- 13.Chapter XII: Bank Shares2,574 words
- 14.Chapter XIII: The Pay of Bank-Clerks2,189 words