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Seventeen Talks on the Banking QuestionCharles N. Fowler

Seventeen Talks on the Banking Question

by OpenStories

Original author: Charles N. Fowler

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"Seventeen Talks on the Banking Question" by Charles N. Fowler is a structured discourse on financial systems written in the early 20th century. The book takes the form of dialogues between Uncle Sam and representatives from various sectors, including agriculture, law, banking, labor, and commerce, as they explore the intricacies of the American banking and monetary systems and work towards a consensus on a reform. Each conversation builds on foundational concepts related to value, currency, and banking, ultimately aiming to establish a more efficient and equitable financial framework for the United States. The opening of the book introduces the premise of weekly discussions led by Uncle Sam, who invites diverse representatives to tackle the complexities of the banking system. They begin by addressing fundamental concepts such as the standard of value, the nature of money, and its evolution through history. The dialogue sets a cooperative tone as the characters express the need for frank and open communication to address the vital issues facing the nation's economy, progressively leading towards a well-rounded reform proposal. Insights from their talks trace the development of financial instruments over centuries while emphasizing the importance of a stable and trustworthy currency, which serves as a central focus throughout the narrative.

Seventeen Talks on the Banking Question, by Charles N. Fowler. Republished by OpenStories from Project Gutenberg eBook #60029.

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111 Chapters

  1. 1.Foreword (1)8,783 words
  2. 2.Foreword (2)8,781 words
  3. 3.Foreword (3)8,768 words
  4. 4.Foreword (4)8,828 words
  5. 5.Foreword (5)8,739 words
  6. 6.Foreword (6)8,868 words
  7. 7.Foreword (7)8,818 words
  8. 8.Foreword (8)8,723 words
  9. 9.Foreword (9)8,820 words
  10. 10.Foreword (10)8,762 words
  11. 11.Foreword (11)8,867 words
  12. 12.Foreword (12)8,732 words
  13. 13.Foreword (13)8,849 words
  14. 14.Foreword (14)8,697 words
  15. 15.Foreword (15)7,326 words
  16. 16.Section 1: Be it enacted by the Senate and House of Representatives of49 words
  17. 17.Section 2: That upon the passage of this Act the President of the72 words
  18. 18.Section 3: That within ninety days after the designation of the cities867 words
  19. 19.Section 4: That each bank shall be entitled to one vote, which shall80 words
  20. 20.Section 7: That they shall take some point in the financial centre of116 words
  21. 21.Section 9: That the board of the bankers' council shall be constituted167 words
  22. 22.Section 11: That the members of the bankers' council shall receive no67 words
  23. 23.Section 15: That the board of control shall be constituted as follows85 words
  24. 24.Section 16: That before any member of a board of control enters upon126 words
  25. 25.Section 17: That compensation of the members of the board of control184 words
  26. 26.Section 18: That the services to be rendered by the board of control256 words
  27. 27.Section 20: That the board of directors of the American Reserve Bank164 words
  28. 28.Section 22: That it shall be the duty of the board of directors of the66 words
  29. 29.Section 25: That the members of the board of the American Reserve Bank188 words
  30. 30.Section 26: That the board of directors of the American Reserve Bank168 words
  31. 31.Section 27: That the term of service of the president and110 words
  32. 32.Section 29: That the Secretary of the Treasury of the United States52 words
  33. 33.Section 30: That the President of the United States, with the approval131 words
  34. 34.Section 31: That vacancies in any one of the three boards as organized68 words
  35. 35.Section 33: That on the first Monday in May each year after one full56 words
  36. 36.Section 34: That each commercial zone shall have all the attributes173 words
  37. 37.Section 35: That each commercial zone shall maintain and keep in705 words
  38. 38.Section 37: That the board of directors of the American Reserve105 words
  39. 39.Section 38: That the United States Government is hereby authorized and299 words
  40. 40.Section 39: That upon the completion of the organization of the several350 words
  41. 41.Section 40: That thereafter every national bank shall have upon deposit138 words
  42. 42.Section 42: That every national bank shall carry a cash reserve of 2052 words
  43. 43.Section 46: That if any national bank shall not maintain its required103 words
  44. 44.Section 47: That any national bank desiring to take out for issue and67 words
  45. 45.Section 48: That the United States Government shall print and place in225 words
  46. 46.Section 49: That national bank notes shall be a first lien upon all the137 words
  47. 47.Section 51: That the expense of transmitting national bank notes from66 words
  48. 48.Section 52: That the national bank notes issued in accordance with the100 words
  49. 49.Section 54: That any national bank may, with the approval of the board56 words
  50. 50.Section 55: That whenever any body of men desire to establish a69 words
  51. 51.Section 58: That any national bank which has taken out national bank90 words
  52. 52.Section 59: That the tax so paid by the banks upon the national bank160 words
  53. 53.Section 61: That any national bank desiring to wind up its affairs and72 words
  54. 54.Section 63: That any national bank that shall count any national bank199 words
  55. 55.Section 64: That any national bank may and is hereby authorized to168 words
  56. 56.Section 65: That any national bank having a paid-up capital and surplus129 words
  1. 57.Section 66: That any national bank that has a paid-up capital of at169 words
  2. 58.Section 68: That any national bank may accept savings accounts, as57 words
  3. 59.Section 70: That all investments made for the benefit of the savings90 words
  4. 60.Section 71: That any national bank accepting savings accounts shall,59 words
  5. 61.Section 72: That the said 5 per centum so paid by the national banks to104 words
  6. 62.Section 74: That from and after the first day of January, nineteen138 words
  7. 63.Section 75: That any person, firm, or corporation using the word banker208 words
  8. 64.Section 76: That as soon as the amount of money deposited by the142 words
  9. 65.Section 77: That all the profits growing out of the operations of124 words
  10. 66.Section 78: That subject to the disposition made and provided for in166 words
  11. 67.Section 79: That the American Reserve Bank shall, on the first days69 words
  12. 68.Section 80: That when the American Reserve Bank shall have paid155 words
  13. 69.Section 81: That when the United States Government shall have made102 words
  14. 70.Section 82: That from and after the date that said American Reserve95 words
  15. 71.Section 83: That beginning on the first day of January after the67 words
  16. 72.Section 88: The Board of Control of the commercial zone where the73 words
  17. 73.Section 92: As soon as the loss resulting from the failure of the bank123 words
  18. 74.Section 95: If the board of directors of the American Reserve Bank401 words
  19. 75.Section 96: That whenever the accumulations from the tax upon the151 words
  20. 76.Section 97: That when the Secretary of the Treasury of the United354 words
  21. 77.Section 98: That when substantially all the United States notes shall3,360 words
  22. 78.Section 105: That no member of a local association shall transfer76 words
  23. 79.Section 108: That all compensation, if any, to the executive committee58 words
  24. 80.Section 110: That when at least twenty such local associations have55 words
  25. 81.Section 116: That the salaries to be paid the officers of each State58 words
  26. 82.Section 118: That all applications for loans made to any local49 words
  27. 83.Section 119: That no loan shall be made by any State association unless78 words
  28. 84.Section 120: That no loans shall be made upon any property unless an218 words
  29. 85.Section 121: That all money loaned shall be furnished through the94 words
  30. 86.Section 122: That no loans shall be made by any State association90 words
  31. 87.Section 123: That as soon as there have been organized at least one77 words
  32. 88.Section 124: That, pursuant to the notice of the President of the75 words
  33. 89.Section 125: That the board of directors of the National Land Credit106 words
  34. 90.Section 126: That the members of the board of directors of the National58 words
  35. 91.Section 128: That the officers of the National Land Credit Bank,53 words
  36. 92.Section 131: That upon the completion of the organization of the82 words
  37. 93.Section 132: That the cash capital so paid over to the National Land151 words
  38. 94.Section 134: That the said National Land Credit Bank, the several State61 words
  39. 95.Section 135: That neither any local association nor any State124 words
  40. 96.Section 136: That the National Land Credit Bank shall have power,65 words
  41. 97.Section 137: That the mortgages held by any local association, or75 words
  42. 98.Section 139: That at the end of each year the United States auditor101 words
  43. 99.Section 141: That the board of managers of the several State109 words
  44. 100.Section 142: That when the surplus account of the National Land Credit95 words
  45. 101.Section 143: That if it shall become necessary at any time for a128 words
  46. 102.Section 144: That if any local association shall be formed at any time87 words
  47. 103.Section 146: That the entire surplus of the National Land Credit Bank82 words
  48. 104.Section 147: That for the purpose of creating and establishing the65 words
  49. 105.Section 148: That to accomplish the purpose of this Act the governor of118 words
  50. 106.Section 149: That the governor of the State in which at least twenty89 words
  51. 107.Section 150: That if any governor of any State shall fail to make a9,894 words
  52. 108.Section 36: "The National Reserve Association shall have power to open4,301 words
  53. 109.Appendix: A161 words
  54. 110.Appendix: B127 words
  55. 111.Appendix: C2,027 words