Chapter I: Front Matter

Charles Franks and tehe Online Distributed Proofreading Team.

THE ROMANCE AND TRAGEDY OF A WIDELY KNOWN BUSINESS MAN OF NEW YORK

BY HIMSELF (WILLIAM INGRAHAM RUSSELL)

TO MY WIFE Who, after more than forty years of married life, is still my sweetheart

TO MY READERS

A true story of a life I give you; not in its completion, for it is still unfinished. The romance of youth has lingered through all the later years and the tragedy of these years could not destroy it. In the manuscript tears have fallen on some pages, smiles on others, and still others have been scorched with the fire of indignation.

Why is it written? To bear testimony to the love and devotion of a noble woman; to set straight before the world certain matters now misunderstood; to give evidence of the insincerity of friendship that comes to one in prosperity only to vanish in adversity; and also, in the hope that an appreciative public will buy the book.

Not all the names used are fictitious, and where they are so, no effort has been made to conceal identity.

No spirit of malice has animated the writer. Although his wounds have been deep he knows now no feeling save sorrow and regret that they should have been inflicted by his "_friends_"

WILLIAM INGRAHAM RUSSELL.

February 1, 1905.

AUTHOR'S NOTE TO SECOND EDITION

This narrative, first published in an author's autograph edition, limited to one thousand copies, was privately circulated, the entire edition having been sold by the author through correspondence.

A second edition is now offered to the public. The original narrative, except for the correction of a few minor errors, is unchanged, and added to it are two chapters disclosing a remarkable sequel and also setting forth a lesson for the younger generation of business men, showing clearly how different would have been the conditions had my wisdom come before my experience.

This latter chapter was written at the suggestion of an eminently successful New York business man, president of one of the largest and oldest concerns in the United States.

WILLIAM INGRAHAM RUSSELL. "CHESTNUT RIDGE" Jessup, Maryland,

February 15th, 1907.

AUTHOR'S NOTE TO THIRD EDITION

Why is it published?

The second Edition--long out of print, still orders that could not be filled were continually received. These have come from nearly every State in the Union and as the book has never been advertised other than by press reviews and the favorable comment of readers, this demand means something.

Perhaps if you read the narrative you will discover the answer.

WILLIAM INGRAHAM RUSSELL

CALVERT BUILDING, Baltimore, Maryland,

August 23rd, 1913.

CONTENTS

CHAPTER

I The First Round of the Ladder
II I Meet My Affinity
III A Co-Partnership Dissolved
IV And the Answer Was "Yes"
V Wedding Bells
VI A First Reverse of Fortune
VII The Coming of the Stork
VIII The New Partner
IX Suburban Life
X My Partner Retires
XI A Year of Sunshine
XII An Ideal Life
XIII Prosperous Days
XIV Near the Dark Valley
XV A Successful Maneuver
XVI "Redstone"
XVII Our Neighbors
XVIII An Uneventful Year
XIX The Stream Broadens
XX Retrogression
XXI The Dam Gives Way
XXII The Calm Before the Storm
XXIII "A Few Weak French Speculators"
XXIV Exciting Times
XXV "Come and Dance in the Barn"
XXVI An Importer and Dealer
XXVII Sad Hearts at Knollwood
XXVIII New Faces
XXIX A Short Year and a Merry One
XXX A Voucher
XXXI Two Sides to the Question
XXXII The Panic of Ninety-Three
XXXIII Farewell to "Redstone"
XXXIV A Summer on the Sound
XXXV Monmouth Beach
XXXVI The Ship Founders
XXXVII The Family and Friends
XXXVIII "W. E. Stowe & Co., Incorporated"
XXXIX The Struggle Commenced
XL The Struggle Continued
XLI Darkness Before the Dawn
XLII Brighter Days
XLIII Smooth Sailing Into Rough Waters
XLIV The Tyranny of the Jury Law
XLV Bitter Trials
XLVI At the Brink of the Grave
XLVII Again at the Helm
XLVIII A Nightmare
XLIX Retrospection
L A Dream
LI "From God and the King"
LII A Foundation Principle

ILLUSTRATIONS

The Woman Portrait "Sunnyside" "Redstone" "Redstone"--Library Off for a drive Eighty-sixth Street and West End Avenue "Redstone"--The Hall "Chestnut Ridge" "Chestnut Ridge"--Library

[His Signature]

August, 1913