Chapter XXI: Appendix: (a.) (3)

Slaney, Mr., M.P., on Savings Banks, 73; 151.

Smith, Rev. Thomas, of Wendover, establishes on of the first Savings
Banks, 20-21.

Southampton Savings Bank, origin of, 26.

Spearman, Sir Alexander Y., 155;
gives evidence before the Committee of 1858, 166-7;
explains the mode of investing Savings Bank money, 170-71;
on the Government loss, 268.

Stanley, Lord, of Alderley, takes charge of the Savings Bank Money
bill in the House of Lords, 181;
introduces and carries through the House the Post Office Savings Bank
bill, 306 _et seq._;
carries the Government Annuities bill through the Lords, 362; 431.

Statistics, relating to Savings Banks, 91; 227;
to Post Office Savings Banks, 315 _et seq._;
to Savings Banks, Post Office Banks, Government Annuities, &c.
_Appendix_, 424 _et seq._

Stillorgan Bank, the first Savings Bank in Ireland, 44.

Sunday Bank, the, at Hertford, 27.

Surplus Fund of Savings Banks, 64;
Mr. Hume on, 75;
can be applied to compensate Savings Bank officials, 328.

T. U. V.

Taxation, removal of, 4.

Taylor, Mr. E. of Rochdale, is examined before the Committee of 1858,
196; 199;
writes a pamphlet arising out of the Rochdale frauds, 233;
on Government security, 257.

_Times_, The: on early Savings Banks, 84;
commences hostile criticism on Savings Banks, 105-8;
on frauds on Savings Banks, 235;
on Post Office Banks, 311;
on Government insurance, 352.

Tottenham, an early Savings Bank at, 20.

Tralee Bank fraud, 184 _et seq._

Transfer certificates, copy of, &c. _Appendix_ 417.

Treasurers, Government proposals for, 145.

Trust accounts, legislation on, 125.

Trustees, Liability of: 60-61;
unsatisfactory state of the law regarding, 111;
mentioned in connexion with the Hertford Bank fraud, 120;
legal decision on, 123;
Sir C. Wood attempts to regulate the, 132.

Vansittart, Mr., M.P., on Savings Banks, 48;
speaks of the safety of Savings Bank money, 56.

W.

Wages, increase in the rate of, 230.

Wakefield, Mrs. Priscilla, establishes a bank in 1799, 19.

Wellington, Duke of, on military banks, 243 _note_.

Wendover, and early bank at, 20.

Whitbread, Mr., M.P., introduces his Poor Law bill, 21;
proposes a Poor's Fund and Poor's Insurance Office, 23;
further reference to his proposals, 270; 346;
provisions of his measures. (See _Appendix_ A).

Wilberforce, Mr., on Savings Banks, 50.

Willoughby, Sir Henry: opposes Sir C. Wood's bill of 1850, 150; 177;
is a member of the Committee of 1858, 164;
speaks in the House on the subject, 176;
assists in bringing in a bill to remedy the defects of the law, 179;
182;
opposes the Post Office Bank bill, 306.

Withdrawals, notices of: a subject of dispute, 265;
concerning, in Post Office Banks, 232-3.

Wood, Sir Charles: proposes to amend the law of Savings Banks, in
1848, 131;
opposes the motion for a Committee on Irish Banks, 137;
proposes compensation to the Cuffe Street depositors, 141;
brings in an important measure in 1850, 144;
explains its provisions, 145-7;
withdraws it, 151;
replies to a vote of censure moved by Mr. H. A. Herbert, 155.

Worcester Savings Bank fraud, 225 _note_.

Working classes, improvements in the condition of, 10;
do not need charity, 324; 385;
like to be advised, 386;
duty of employers to, 386-8.

LONDON: PRINTED BY R. CLAY, SON, AND TAYLOR

* * * * *

Transcriber's note:

Missing letters were added to incompletely printed words.

Punctuation was made consistent.

Italic marking was removed from abbreviations for shillings and pence in table column headers.

Footnotes were numbered sequentially and moved to the end of the chapter in which they occur. Footnote 49 refers to the table following the anchor. The table was moved to fall between paragraphs, rather than interrupt the paragraph. Footnote 56 refers to Table 3.

Very wide tables were split into sequences. Two table numbers were standardized to Arabic. A key code for column headers was added to the first table in Chapter IX.

Other changes:

two instances of 'artizan' were changed to 'artisan'
two instances of "i. e." changed to "i.e."
'Rotherdam' changed to 'Rotherham' ... Guest and Chrimes, Rotherham.
removed _l_ from '5_l_ percent' ...higher rate of 5 per cent....
space removed from 'sm all' ... investment of small surpluses,...
italics removed from abbreviations for shillings and pence, in tables.
'Monquhilter' changed to 'Monquhitter' in the table in Chapter VI.
'pamphet' changed to 'pamphlet' ... of a pamphlet entitled ...
'gnee' changed to 'gone' ... to have gone so far,...
index entry for Post Office Savings Banks:
'busi-' changed to 'business' ... nature of the business done in ...
'effected' to 'affected' ... how affected by frauds ...