Facing old age
by OpenStories
Original author: Abraham Epstein
"Facing old age" by Abraham Epstein is a social policy study written in the early 20th century. It argues that modern industrial life, inadequate wages, and weakened family support leave many Americans unable to sustain themselves in later years, and it evaluates charity, savings, and pension schemes—domestic and foreign—to press for a constructive public solution. The opening of the study is an explicit call for social action: Epstein, drawing on intensive work in Pennsylvania, concludes that only organized social insurance or public pensions can meet the problem that private charity and employer plans fail to solve. An introduction by John B. Andrews situates old age alongside accident, sickness, and unemployment, noting America’s recent progress on compensation and mothers’ aid while stressing that old-age poverty remains largely hidden and untreated outside public-employee systems. The first chapters contrast earlier social orders—where elders retained roles or support—with the modern factory system that “scraps” older workers, shows why most cannot save amid rising living costs and fractured families, and traces the almshouse as the all-too-common end. Epstein then marshals data: the elderly share of the population is growing even as employment after 55 drops sharply, disability days climb steeply with age, and hazardous trades (steel, mining, railroads) force many out before 60; union rolls contain few members over 60.
Facing old age, by Abraham Epstein. Republished by OpenStories from Project Gutenberg eBook #77562.
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44 Chapters
- 1.Chapter 4: The Cost of Following the Ostrich Policy, 4628 words
- 2.Chapter 7: Socio-Economic and Moral Causes, 12415 words
- 3.Chapter 9: Federal, State & Municipal Employés’ Pensions, 16216 words
- 4.Chapter 11: The Purpose and Nature of Pensions, 21313 words
- 5.Chapter 13: Voluntary & Subsidized Systems of Old Age Insurance, 2657 words
- 6.Chapter 14: Compulsory-Contributory Old Age Insurance, 28018 words
- 7.Chapter 15: Non-Contributory or Straight Old Age Pensions Systems, 31810 words
- 8.Part VI40 words
- 9.Foreword570 words
- 10.Introduction910 words
- 11.Chapter I: After Sixty—what?2,117 words
- 12.Chapter II: The Industrial Scrap-Heap4,226 words
- 13.Chapter III: Passing Beyond the Half Century Mark6,779 words
- 14.Chapter IV: The Cost of Following the Ostrich Policy5,532 words
- 15.Chapter V: Individual Causes of Old Age Dependency5,210 words
- 16.Chapter VI: The Chasm Between the Cost of Living and Wages10,371 words
- 17.Chapter VII: Socio-Economic and Moral Causes of Aged Dependency4,127 words
- 18.Chapter VIII: Individual Savings and Industrial Pensions6,226 words
- 19.Chapter IX: Federal, State, Municipal Employés, and Teachers’ Pensions8,225 words
- 20.Chapter X: Old Age Benefits of Fraternal and Trade Union Organizations6,324 words
- 21.Chapter XI: The Purpose and Nature of Pensions9,597 words
- 22.Chapter XII: The Pension Movement in the United States6,117 words
- 23.Chapter XIII: Voluntary and Subsidized Systems of Old Age Insurance4,330 words
- 24.Chapter XIV: Compulsory-Contributory Old Age Insurance11,545 words
- 25.Chapter XV: Non-Contributory or Straight Old Age Pension Systems5,513 words
- 26.Appendix1,070 words
- 27.Section 1: Be it enacted by the Senate and House of Representatives of64 words
- 28.Section 2: (a) The central authority shall be vested with a State Old Age532 words
- 29.Section 4: Old Age assistance may be granted only to an applicant who167 words
- 30.Section 5: (a) The income of the claimant from all sources at the date of268 words
- 31.Section 6: (a) The annual income of any property inclusive of a homestead86 words
- 32.Section 7: (a) A claimant for an assistance grant under this act shall364 words
- 33.Section 8: (a) The assistance shall commence on the date named in the old76 words
- 34.Section 10: (a) If at any time during the currency of an old age198 words
- 35.Section 11: On the death of a recipient of old age assistance the54 words
- 36.Section 12: (a) When an old age assistance recipient becomes an inmate of144 words
- 37.Section 14: If at any time the State board has reason to believe that any79 words
- 38.Section 15: (a) Any person who by means of wilfully false statement or137 words
- 39.Section 16: (a) Any person who violates any provision of this act for67 words
- 40.Section 17: If any recipient under this act is convicted of any crime132 words
- 41.Section 20: (a) All expenses incurred by the State Board in54 words
- 42.Section 21: Within ninety (80) days after the close of each calendar year52 words
- 43.Section 23: Every assistance granted under the provisions of this act56 words
- 44.Section 24: Within ninety days of the signing of this act the Governor3,187 words